Shammas Financial Planning
Building Optimal Retirement Plans for Retirees and Pre-Retirees
About
I partner with clients to build sound financial plans for peace of mind with a specialization in clients with under $10M in assets who are retired or within 10 – 15 years of retirement.
As an independent, fee-only planner, I provide truly unbiased advice, with no incentives to recommend, or limitations on recommending, specific products or solutions.
These plans incorporate investments, taxes, a clear income strategy, Social Security, Medicare, long-term care, estate planning, and more — all delivered in writing.
Meet Pete
I’m a CFP® who has helped over 10,000 clients with their retirement plans over nearly a decade.
I left my previous firm and started Shammas Financial Planning to provide advice on what’s actually best rather than what’s best for some multi-trillion dollar corporation. See the next section for the benefits of working with an independent, fee-only fiduciary.
I origionally opted into this career path after seeing finances get in the way of relationships and prevent people from focusing on more important parts of life. So, my goal is to help you achieve financial peace of mind so you don’t have to worry.
I am available virtually to anyone in the United States and I provide free, actually accurate personal finance insights on social media.
Outside of work I enjoy exploring the great outdoors, watching sports and spending time with my friends and family.
Call, email, text or schedule time with me at your convenience: Peter@ShammasFP.com, 910-302-6525.
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Get organized by gathering information, clearly prioritizing your goals and defining your financial preferences.
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Before deciding to work together, we’ll agree on the scope and price of your plan.
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I’ll run projections to share a clear picture of where you stand, so we understand exactly what's possible in your financial future.
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I provide recommendations in writing for you to review. Then, we’ll discuss and finalize your plan.
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We make the agreed upon adjustments to put your plan into action!
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We keep an eye on your plan, make adjustments as needed and as your preferences and/or priorities change.
Process
Price
$280/hr
Once I understand your needs and goals, we’ll agree on a final price based on the estimated hours of work. This price will then become fixed, incentivizing you to maximize the value of my services.
$100
A one time evaluation of your current financial investments and/or plan. I’ll review your plan, cost and performance to provide you with a clear understanding of the value your current plan provides.
*I also provide a Customer Satisfaction Guarantee fully refunding my charges, within the first year of working together, with no questions asked.
Why ShammasFP
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Fiduciary
I have a moral and legal obligation to act in the best interest of my clients per my CFP® certification and I don’t pollute this obligation with complicated or hidden disclosures.
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Minimized Conflicts
I have two conflicts of interest:
I offer ongoing financial planning services and I invest in some of the same investments I recommend.
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Written Plans
I believe everyone should have a financial plan that clearly outlines the purpose of every dollar, both now and in the future, and that the best way to achieve this is through a written plan.
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Integrated Tax Planning
Ensure your assets go the furthest by optimizing tax efficiency. While I don’t prepare taxes, I do efficient tax strategies as a part of my recommendations.
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Fee-Only
I have no incentive to sell products. The only remuneration I receive comes from my clients directly.
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Independent
I recommend the best products and solutions because I have access to anything that you do.
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Transparent
My legalese are short and simple. All of my advice comes in writing.
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National
I’m available to work with anyone in the United States.
How can I help?
Work with a Financial Planner who's incentivized to provide you with the best plan and has unrestricted access to recommend any products or solutions that are available across the industry.
Reach out in anytime to learn more or get started!
Supporting clients Nationally in all 50 states