Shammas Financial Planning
Building Optimal & Holistic Financial Plans
About
As an independent & fee-only planner, I provide unbiased advice by eliminating the incentive of commissions and the limitations from being associated with brokerage firms and/or insurance companies.
My expertise is in retirement planning for both retirees and pre-retirees. I also love helping younger clients set themselves up for future success and simplifying the inheritance process for inheritors.
View free, actually accurate and actionable financial information on the resources page or on Linkedin. I also post market and economic related information on X.
Meet Peter
I’m a CFP® who has helped over 10,000 clients with their retirement plans over nearly a decade.
I left my previous firm and started Shammas Financial Planning to provide advice on what’s actually best rather than what’s best for some multi-trillion dollar corporation. See the “Why” section for the benefits of working with an independent and fee-only fiduciary.
I originally opted into this career path after watching0 finances get in the way of relationships and prevent success in other important parts of their lives. So, my goal is to help you achieve financial peace of mind to be worry free.
I am available virtually to anyone in the United States and I provide free, actually accurate personal finance insights on social media.
Outside of work I enjoy exploring the great outdoors, watching sports and spending time with my friends and family.
Call, email, text or schedule time with me at your convenience: Peter@ShammasFP.com, 910-302-6525.
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Gathering information, clearly prioritize goals and preferences.
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Before committing to paying for anything, we’ll define the scope and price of the work.
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I’ll run the numbers, share a clear picture of where we stand and consider the best pathway forward.
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I provide recommendations in writing for you to review before discussing, adjusting and finalizing the plan.
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We make any adjustments needed to put your plan into action!
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We’ll keep an eye on your plan, make adjustments as needed and as preferences and/or priorities change.
Process
Price
$280/hr
Once I understand your needs and goals, we’ll agree on a final price based on the estimated amount of work. Our price then becomes fixed, incentivizing you to maximize the value of my services.
$100
A one time evaluation of your current financial investments and/or plan. I’ll review your plan, cost and performance to provide you with a clear understanding of the value it currently provides.
*I also provide a no questions asked Customer Satisfaction Guarantee, that is valid within the first year of working together.
Why ShammasFP
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Fiduciary
I am obligated to act in the best interest of my clients per my CFP® certification and I don’t pollute this obligation with commissions, bonus’ or hidden disclosures.
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Minimized Conflicts
I have two conflicts of interest: I offer ongoing financial planning services and I invest in some of the same investments that I recommend.
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Written Plans
I believe everyone should have a financial plan that clearly outlines the role that every dollar plays, both now and in the future.
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Integrated Tax Planning
Ensure your assets go the furthest by optimizing tax efficiency. While I don’t prepare taxes, I do efficient tax strategies as a part of my recommendations.
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Fee-Only
I have no incentive to sell products. The only remuneration I receive comes from my clients directly.
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Independent
I am not restricted to using any firms products because I have access to using everything that my clients can access.
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Transparent
My legalese are short and simple. All of my advice comes in writing.
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National
I’m available to work with anyone in the United States.
How can I help?
Work with a Financial Planner who's incentivized to provide you with the best plan and has unrestricted access to recommend any products or solutions available to you.
Reach out anytime to learn more or to get started:
Supporting clients nationally in all 50 states